Regarding stage 2 visa years

i am confused of the number of years to select for stage 2 (exceptional promise) especially since their is health surcharge of around 1000 gbp every year to be paid in advance while filing the stage 2 application.

for example if we select 3 years in stage 2 visa application now, can we extend the visa for 2 additional years later as ILR through this route is also 5 years.?
as far as i know tech nation as the endorsing body might get changed this year, so after few years, if we want to renew the visa, will it cause issues as the endorsing body has changed, will UKVI ask to file a stage 1 application again?

i guess extending visa and renewing visa is same.

which is safe and futureproof now? i need help

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Yes you can renew/extend after 3 years: you will need to show proof of income in tech. There’s no further info through home office yet on changes after change in endorsing body hence wouldn’t be right to comment.