I am American, and I have a self-filed (Chapter 7) US bankruptcy on my record. It was not created by creditors; it was my decision many years ago to deal with a specific issue. I did not live in the UK and had no affiliation with the UK then.
Does this need to be stated in this section? It was not a criminal problem, and no one filed anything against me. I just want to be compliant with the process, but I also don’t want to provide information that isn’t what they are looking for.
“Convictions and other penalties
• Ever had a criminal conviction, driving penalty, arrest or charge awaiting trial, caution or out-of-court penalty, civil court judgment, or civil penalty under UK immigration law?”
These are sensitive financial details, and it’s entirely up to you whether you choose to disclose them. However, you should clearly state whether the company has stopped operating. Just keep in mind that evidence from company that later went bankrupt may not be viewed as strong or convincing evidence of achievement.
I’m not an immigration lawyer, and my response is specifically about the Stage 1 Tech Nation application. For “Convictions and other penalties” consult an immigration lawyer.
Thank you! But I don’t mean a company bankruptcy, I mean a personal one.
Its a specific US thing - medical bills can be quite insane and into the six-figures, and when COVID hit, it became mathematically impossible to repay them and maintain other expenses like housing.